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Khums Calculator (Roman Urdu)

Saal ki bachat par khums (paanchwan hissa, 20%) nikaalein: khums ki tareekh par naqdi, bachat aur maal, minus khums-shuda paisa, mahr, wirasat aur ghar ke kharch ka qarz.

Ayatollah al-Sistani ke masail (Islamic Laws, masail 1769โ€“1804) ki bunyad par ยท Source: sistani.org ยท Jahan masail mukhtalif hon wahan apne marja par amal karein.

Poori guide Roman Urdu mein parhein โ†’

Khums ki tareekh par aap ke paas kya hai

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Khums ki tareekh par balance

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Shares, funds, prize bonds, crypto, savings certificates (aaj ki qeemat)

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Wo zewar nahi jo aap apni haisiyat ke mutabiq pehnte hain

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Bechne wala maal aur karobar ki naqdi

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Chawal, aata, ghee waghera jo bach gaya

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Kai maraji ke nazdeek is ka khums wapas milne par diya ja sakta hai

Minus karein

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Pichle saalon ki khums-shuda bachat jo abhi paas hai

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Exempt: mahr, aur jaiz wirasat

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Is saal ghar ki zaroorat ke liye liya gaya qarz

Wajib khums (20%)
Rs 78,000
Rs 390,000 ki bachat par
Sahm-e-Imam (aadha)
Rs 39,000
Aam taur par marja ke daftar ke zariye
Sahm-e-Sadat (aadha)
Rs 39,000
Mustahiq Sadaat ke liye, marja ki hidayat ke mutabiq
Hisaab kaise hua
  • Khums ki tareekh par maal: Rs 450,000 + Rs 200,000 + Rs 15,000 + Rs 50,000 = Rs 715,000
  • Minus: khums-shuda Rs 300,000 + mahr/wirasat Rs 0 + kharch ka qarz Rs 25,000 = Rs 325,000
  • Bachat = Rs 715,000 โˆ’ Rs 325,000 = Rs 390,000; khums = 20% ร— Rs 390,000 = Rs 78,000
  • Khums dene ke baad Rs 390,000 khums-shuda ho jayega; agle saal ise "pehle de chuke" mein likhein taake dobara na gine.
๐Ÿ’ก Zaroori baatein
  • โ†’Saal ki aik tareekh (qamri ya shamsi) muqarrar karein aur har saal usi din jo paas ho us ka hisaab karein.
  • โ†’Saal ke andar khareedi aur istemal ki gayi cheezein, jaise kapre, furniture aur istemal ki gaari, kharch mein shamil hain, bachat mein nahi.
  • โ†’Agar koi ghair-karobari cheez khareed qeemat se zyada mein bechein to munafe par khums ho sakta hai (Sistani, masla 1787).
  • โ†’Pehle khums saal mein, jo maal pehle se paas tha us ke baare mein apne marja ke daftar se poochein.
  • โ†’Har saal likh kar rakhein ke kis raqam ka khums de diya, taake wahi paisa dobara na gine.

This tool is for informational purposes only. Always verify results with a qualified professional.

Khums Calculator (Roman Urdu) kya hai?

Yeh khums calculator aap ki saal ki bachat par wajib khums ka hisaab karta hai. Khums ka matlab hai paanchwan hissa (20%). Saal mein aik dafa, apni muqarrar ki hui tareekh par, saal ki aamdani mein se apne aur ghar walon ke kharch nikaal kar jo bachta hai us ka 20% khums hota hai. Us din jo kuch aap ke paas hai (naqdi, bank balance, bachat aur investment, bachat ke taur par rakha sona, karobar ka maal, bacha hua rashan aur diya hua qarz) likhein, phir khums-shuda paisa, mahr aur jaiz wirasat, aur is saal ke ghar ke kharch ka baqi qarz minus karein. Calculator bachat, wajib khums aur us ke dono hisse bata deta hai.

Hisaab Ayatollah al-Sayyid Ali al-Sistani ki kitab Islamic Laws ke masail par hai. Saal ke kharch se zyada aamdani par khums hai (masla 1769), aur tohfa bhi aamdani mein shamil hai agar saal ke kharch se zyada ho (1770). Kifayat se bachaya gaya paisa bhi khums mein aata hai (1773). Haisiyat ke mutabiq khana, kapre, makan, hajj aur ziyarat jaise kharch par khums nahi (1792, 1795), aur saal mein khareedi aur istemal ki gayi ghar ki cheezein bhi khums se bahar hain (1798). Mahr aur jaiz wirasat par khums nahi (1771). Saal ke kharch ke liye liya gaya qarz minus hota hai (1803), lekin maal barhane ke liye liya gaya qarz nahi (1804). Khums ka saal qamri ya shamsi dono calendar se ho sakta hai (1783).

Khums ke do barabar hisse hote hain: Sahm-e-Imam aur Sahm-e-Sadat. Aksar maraji ke nazdeek Sahm-e-Imam unke daftar ya numainde ke zariye diya jata hai, aur Sahm-e-Sadat mustahiq Sadaat ko dene ki apni sharait hoti hain. Dene se pehle apne marja ki hidayat zaroor dekhein.

Misaal: khums ki tareekh par aap ke paas Rs 450,000 naqdi aur bank mein, Rs 200,000 bachat mein, Rs 15,000 ka bacha hua rashan aur dost ko diya hua Rs 50,000 qarz hai, yani kul Rs 715,000. Is mein Rs 300,000 pichle saal ki khums-shuda bachat hai aur Rs 25,000 ghar ke kharch ka qarz baqi hai, yani Rs 325,000 minus. Bachat Rs 390,000 hai aur khums us ka 20%, yani Rs 78,000: Rs 39,000 Sahm-e-Imam aur Rs 39,000 Sahm-e-Sadat. Agle saal yeh Rs 390,000 khums-shuda shumar honge.

Kuch masail par maraji ki raye mukhtalif hai, jaise tohfa, diya hua qarz, khums ka saal kab shuru ho, aur maal ki qeemat. Yeh calculator hisaab mein madad ke liye hai, fatwa nahi. Apne marja ke masail par amal karein aur apni soorat-e-haal unke daftar ya kisi aalim se poochein.

Calculator kaise istemal karein

  1. 1Currency chunein aur khums ki tareekh wale din ki raqam istemal karein.
  2. 2Naqdi aur bank balance, bachat aur investment, bachat wala sona, karobar ka maal, bacha hua rashan aur diya hua qarz likhein.
  3. 3Khums-shuda paisa, upar shamil mahr ya jaiz wirasat, aur is saal ke ghar ke kharch ka baqi qarz likhein.
  4. 4Bachat aur 20% wajib khums dekhein, Sahm-e-Imam aur Sahm-e-Sadat ke saath.
  5. 5Apne marja ki hidayat ke mutabiq ada karein, aur agle saal yeh raqam khums-shuda mein likhein.

Aksar pooche jane wale sawal

Khums kya hai?+
Khums ka matlab paanchwan hissa (20%) hai. Yeh saal ki aamdani mein se kharch nikaal kar bachne wali raqam par saal mein aik dafa diya jata hai (aur kuch aur cheezon par bhi, jaise khazana aur kaan). Zyada tar Shia musalman ise ada karte hain.
Khums kaise nikalte hain?+
Khums ki tareekh par is saal ki aamdani se bana maal jama karein, khums-shuda paisa, mahr/wirasat aur kharch ka qarz minus karein, aur baqi ka 20% dein. Misaal: Rs 390,000 bachat par khums Rs 78,000.
Kya tankhwah par khums hai?+
Tankhwah aate hi nahi. Saal bhar ke ghar ke kharch ke baad khums ki tareekh par jo tankhwah bachi ho, us par khums hai.
Kya ghar aur gaari par khums hai?+
Agar apne istemal ke liye hain aur haisiyat ke mutabiq hain to yeh kharch mein shumar hote hain, khums nahi. Investment ke liye khareeda gaya plot ya ghar, ya agle saalon ke liye rakha saman, aam taur par khums mein aata hai.
Kya tohfe, mahr aur wirasat par khums hai?+
Ayatollah Sistani ke mutabiq tohfa aamdani mein shamil hai aur saal ke kharch se zyada ho to us par khums hai. Mahr aur jaiz wirasat par khums nahi. Tohfe par kuch doosre maraji ki raye mukhtalif hai.
Zakat aur khums mein kya farq hai?+
Zakat 2.5% hai jo nisab se zyada maal par aik qamri saal ke baad lagti hai. Khums 20% hai jo saal ki bachat par lagta hai. Shia fiqh mein naqdi par zakat wajib nahi, lekin sone chandi ke sikkon, maweshi aur ghalle par zakat hai.
Sahm-e-Imam aur Sahm-e-Sadat kya hain?+
Khums ke do barabar hisse. Sahm-e-Imam aam taur par marja ke daftar ya numainde ko diya jata hai; Sahm-e-Sadat mustahiq Sadaat ke liye hai, marja ki sharait ke mutabiq.