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Inflation Calculator (US Dollar, CPI)

See what a dollar amount from any year since 1913 is worth today, how much prices have risen, and whether your pay has kept up, using official BLS CPI data.

CPI data verified Oct 2026 ยท Source: BLS CPI-U (CUUR0000SA0) ยท Latest: September 2026, released October 14, 2026 (news release) ยท 12-month inflation 3.7%
Quick presets:
$
2026 uses the latest monthly CPI (September 2026); other years use BLS annual averages.
$100.00 in 1990 equals
$257.80
in 2026 (Sep, latest) dollars
Cumulative inflation
157.8%
prices 2.58ร— higher
Average inflation per year
2.67%
over 36 years
Purchasing power lost
61.2%
by cash over the period
Prices are 2.58ร— higher in 2026 (Sep, latest) than in 1990. You would need $257.80 in 2026 to buy what $100.00 bought in 1990. Put the other way, $100.00 in 2026 buys only what $38.79 bought in 1990.
Inflation averaged 2.67% a year over this period: above the Fed's 2% target but close to the 1913โ€“2025 average of 3.16%.
Value = amount ร— CPI(target) รท CPI(start) = $100.00 ร— 336.940 รท 130.700 = $257.80. Cumulative inflation = CPI(later) รท CPI(earlier) โˆ’ 1. Average rate = (CPI(later) รท CPI(earlier))^(1 รท years) โˆ’ 1. Purchasing power lost = 1 โˆ’ CPI(earlier) รท CPI(later).
What $100.00 is worth across the period
$87.38$179$270199020082026

Value of $100.00 from 1990, restated in each year's dollars (BLS CPI-U).

$100.00 in 1990, decade by decade
YearCPI-UEquivalent value
19139.9$7.57
192020$15.30
193016.7$12.78
194014$10.71
195024.1$18.44
196029.6$22.65
197038.8$29.69
198082.4$63.05
1990130.7$100.00
2000172.2$131.75
2010218.056$166.84
2020258.811$198.02
September 2026 (latest)336.94$257.80
Salary check: did your raise beat inflation?
$
$
Needed today to keep up
$71,079.29
$50,000.00 ร— 336.940 รท 237.017
Real change in pay
-8.6%
nominal +30.0%
No, your pay has not kept up. You would need $6,079.29 more a year to match your 2015 buying power. In 2015 dollars your salary is worth only $45,723.59. Pay grew 2.41% a year, inflation 3.25% a year.
๐Ÿ’ก Pro tips
  • โ†’Comparing salaries or prices across years? Always convert both to the same year's dollars before judging a change.
  • โ†’Asking for a raise: show the salary you need today to keep up. Anything below that is a real pay cut.
  • โ†’Savings earning less than inflation (3.7% over the last 12 months) are losing buying power every year.
  • โ†’CPI is an average. If you rent, commute far or have a large family food bill, your personal inflation is probably higher.
  • โ†’Social Security COLAs follow CPI-W, and the Fed targets 2% on PCE, so headline CPI-U can differ from both.

Data: BLS CPI-U, US city average, all items, not seasonally adjusted (1982โ€“84 = 100), through September 2026. Next release November 10, 2026 (October data).

This tool is for informational purposes only. Always verify results with a qualified professional.

What is the Inflation Calculator (US Dollar, CPI)?

This inflation calculator tells you what an amount of US dollars from one year is worth in another year, based on the Consumer Price Index for All Urban Consumers (CPI-U) published by the US Bureau of Labor Statistics. Pick any year from 1913 to today, enter an amount, and you get the equivalent value, the total (cumulative) inflation between the two dates, the average yearly inflation rate and how much purchasing power cash lost over the period. It works in both directions: you can ask what $100 in 1990 is worth today, or what $100 today would have been in 1990.

The data comes straight from BLS series CUUR0000SA0: CPI-U, US city average, all items, not seasonally adjusted, with 1982โ€“84 = 100. For past years the calculator uses the official annual average index. For 2026 there is no annual average yet, so it uses the latest monthly index, September 2026 (336.940), released by BLS on October 14, 2026. A month-to-month mode covers every month from January 2025 to September 2026, which is handy for checking recent price changes, contract escalations or rent increases. October 2025 is missing because BLS could not collect prices during the 2025 lapse in federal appropriations, so no index exists for that month.

Worked example: what is $100 from 1990 worth today? The 1990 annual average CPI-U was 130.7 and the September 2026 index is 336.940. The equivalent value is $100 ร— 336.940 รท 130.7 = $257.80. Prices are 2.58 times higher, which is cumulative inflation of 157.8%, or an average of about 2.67% a year over 36 years. Put another way, a $100 bill kept in a drawer since 1990 has lost 61.2% of its purchasing power. Other common questions: $1 in 1950 equals about $13.98 today, $100 in 2000 equals about $195.67, and a $50,000 salary in 2015 would need to be about $71,079 today just to buy the same things.

Beyond the single answer, the tool shows a decade table of what your amount is worth at the start of every decade since the 1920s, and a chart of how its value climbed across the period you picked, so you can see the high-inflation 1970s, the 1930s deflation and the 2021โ€“2022 surge at a glance. The salary check compares a past salary with your pay now: it tells you the salary you would need today to match your old buying power, whether your raise beat inflation, and by how much in real terms. You can share any result with a link that keeps your inputs.

Keep in mind that CPI measures the average price change for urban households across a large basket of goods and services. Your personal inflation rate can be higher or lower depending on what you buy: rent, insurance and food away from home have risen faster than average in recent years, while many electronics have become cheaper. Over the very long run, US prices rose about 3.16% a year from 1913 to 2025, which is why $100 from 1913 is worth roughly $3,252 in 2025 dollars. The Federal Reserve aims for 2% a year over time, so money in savings that earns less than inflation slowly loses value.

How to Use This Calculator

  1. 1Choose Year to year for any year since 1913, or Month to month for recent monthly CPI data.
  2. 2Enter the dollar amount you want to convert, or tap a preset such as $1 in 1950 or $100 in 2000.
  3. 3Pick the starting year (or month) and the target. The newest option is September 2026, the latest BLS release.
  4. 4Read the equivalent value, cumulative inflation, average yearly rate and purchasing power lost, plus the plain-English explanation.
  5. 5Scroll to the decade table and the chart to see how the value changed over time.
  6. 6Use the salary check to see whether your raise beat inflation, then copy a share link to save or send the result.

Frequently Asked Questions

What is $100 in 1990 worth today?+
Using BLS CPI-U data, $100 in 1990 is worth about $257.80 in September 2026 dollars. The 1990 annual average index was 130.7 and the September 2026 index is 336.940, so prices are about 2.58 times higher, a cumulative increase of 157.8%, or roughly 2.67% a year.
What is the average rate of US inflation since 1913?+
From 1913 (CPI 9.9) to 2025 (CPI 321.943), US consumer prices rose about 3.16% a year on average. That sounds small, but compounded over 112 years it means prices are about 32.5 times higher: $100 in 1913 buys what about $3,252 bought in 2025. Inflation was far from steady: prices fell sharply in the early 1930s, and rose 13.5% in 1980 and 8.0% in 2022.
What is the difference between CPI-U, CPI-W and PCE?+
CPI-U covers all urban consumers, about 90% of the US population, and is the headline inflation number used by this calculator. CPI-W covers only urban wage earners and clerical workers (about 30% of the population) and is used to set Social Security cost-of-living adjustments. The PCE price index, from the Bureau of Economic Analysis, covers a wider range of spending, including amounts paid on your behalf such as employer health insurance, and adjusts more quickly when people switch products. PCE usually runs a few tenths of a point below CPI, and it is the measure the Federal Reserve uses for its 2% target.
Why does the government say inflation is around 3% when groceries feel much more expensive?+
The inflation rate measures how fast prices are rising now, not how high they are. After prices jumped about 18% from 2020 to 2023 (annual averages), they did not fall back; they just started rising more slowly. Shoppers compare today's prices with what they remember from before the surge, and they notice items they buy often, like food, gas and rent, more than once-a-year purchases. Your own basket can also differ from the CPI average: if you rent, drive a lot or spend more on food and insurance than the average household, your personal inflation rate is likely higher.
What is the Federal Reserve's 2% inflation target?+
The Federal Reserve aims for inflation of 2% a year over the longer run, measured by the PCE price index. It sees 2% as low enough that people do not need to worry about rising prices, while leaving room to cut interest rates in a downturn and avoid deflation. When inflation runs above target, the Fed tends to keep interest rates higher to slow demand.
Does this calculator use annual averages or a specific month?+
In year mode it uses the BLS annual average CPI-U for each full year, which is the standard way to compare years. For 2026, which is not over yet, it uses the latest monthly index (September 2026). If you need exact month-to-month figures, switch to Month to month mode, which uses the monthly index for each month from January 2025 onward.
When is the next CPI release, and why is October 2025 missing?+
The latest data in this tool is September 2026, released by BLS on October 14, 2026, when prices were up 3.7% from a year earlier. The next release is scheduled for November 10, 2026 (October data). BLS did not collect prices for October 2025 because of the 2025 lapse in federal appropriations, so that month has no index and cannot be selected.
How do I adjust a salary for inflation?+
Multiply the old salary by today's CPI divided by the CPI in the year you earned it. For example, $50,000 in 2015 ร— 336.940 รท 237.017 โ‰ˆ $71,079. If you earn less than that today, your real pay has fallen even if your paycheck grew. The salary check in this calculator does the math and shows your real raise or pay cut.